Acceptance of Terms

By accessing and using the quorivapulse corporate finance education platform ("Service"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and quorivapulse, located at 64 Dublin St, Smithfield NSW 2164, Australia.

If you do not agree with any part of these terms, you must discontinue use of our Service immediately. Your continued use of the platform following any modifications to these terms constitutes acceptance of such changes.

Use of Educational Content

Our educational materials, including courses, videos, documents, and interactive tools, are provided for educational purposes only. The content is designed to enhance your understanding of corporate finance principles and analytical techniques used in professional settings.

• Content may not be reproduced, distributed, or used for commercial purposes without written permission
• Users may download materials for personal study purposes only
• Sharing login credentials or course access with others is strictly prohibited
• Any attempt to reverse-engineer or extract proprietary methodologies is forbidden

We regularly update our curriculum to reflect current industry practices. However, financial markets evolve rapidly, and users should supplement their learning with current market research and professional development opportunities.

User Account Responsibilities

When you create an account with us, you agree to provide accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You may not create multiple accounts, use automated systems to access the platform, or engage in any activity that disrupts or interferes with the Service's normal operation.

Intellectual Property Rights

All content provided through our Service, including but not limited to text, graphics, logos, videos, audio clips, digital downloads, and software, is the property of quorivapulse or our content suppliers and is protected by Australian and international copyright laws.

• Course materials remain the exclusive property of quorivapulse
• Users receive a limited, non-transferable license to access content
• Any user-generated content must not infringe on third-party rights
• We reserve the right to remove content that violates intellectual property rights

If you believe your intellectual property rights have been violated, please contact us at support@quorivapulse.com with detailed information about the alleged infringement.

Payment Terms and Refund Policy

Course fees are clearly displayed before enrollment and are due at the time of registration unless otherwise specified. We accept major credit cards and bank transfers for Australian customers.

For subscription-based services, you may cancel at any time, but refunds will not be provided for unused portions of the current billing period. Promotional pricing may have different refund terms, which will be clearly communicated at the time of purchase.

Prohibited Activities

To maintain a professional learning environment, users must not engage in activities that violate these terms or applicable laws. The following activities are strictly prohibited:

• Harassing, threatening, or intimidating other users or instructors
• Posting spam, advertisements, or irrelevant content in forums
• Attempting to gain unauthorized access to other user accounts
• Using the platform to distribute malware or malicious code
• Engaging in any form of academic dishonesty or cheating

Violation of these terms may result in immediate suspension or termination of your account without refund. We reserve the right to take appropriate legal action for severe violations.

Privacy and Data Protection

Your privacy is important to us. We collect and use personal information in accordance with our Privacy Policy and applicable Australian privacy laws, including the Privacy Act 1988. By using our Service, you consent to the collection and use of information as outlined in our Privacy Policy.

You have the right to access, correct, or delete your personal information. For privacy-related inquiries, please contact us at support@quorivapulse.com.

Limitation of Liability

quorivapulse provides educational content on an "as is" basis. While we strive for accuracy and completeness, we make no warranties regarding the content's accuracy, reliability, or suitability for any particular purpose.

In no event shall quorivapulse, its directors, employees, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangibles, resulting from your use of the Service.

Our total liability for any claims arising from these terms or your use of the Service shall not exceed the amount you paid for the specific course or service giving rise to the claim.

Modifications and Termination

We reserve the right to modify these Terms of Use at any time. Significant changes will be communicated via email or prominent notice on our platform at least 30 days before taking effect. Your continued use after changes become effective constitutes acceptance of the new terms.

You may terminate your account at any time by contacting our support team. Upon termination, you will lose access to all course materials and any associated data.

Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of New South Wales, Australia, without regard to conflict of law principles. Any disputes arising from these terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts of New South Wales.

Before initiating any legal proceedings, parties agree to attempt resolution through good faith negotiations. If direct negotiation fails, disputes may be resolved through mediation administered by a recognized Australian dispute resolution service.

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.